Pag-IBIG MP2 Savings Calculator

  • Rev
  • 2 minute read
  • April 10, 2023

The aim of this tool is to help you track your MP2 contributions and have a better approximate visualization of your possible earnings depending on your actual contributions.

Pag-IBIG Funds and MP2 Savings

If you are looking for other ways to earn "passively" for you and your loved one's future, we would want you to look no further as with the government's continuous efforts, they have given us Pag-IBIG MP2 Savings. The Home Development Mutual Fund, commonly known as Pag-IBIG Fund is a government agency that is most commonly known for giving off affordable housing loans to its members. In hindisght for the duration that the agency has been active, you could simply think that this is another investment centered instutions since they are required to invest 70% of their investable funds in housing and finance.

Over the past years that they've open the MP2 Savings voluntary program, it has been earning higher dividend rate since 2011. To give you a better view of previous yearly dividend rates, we've prepared a table directly sourced from Pag-IBIG MP2 web page

Year MP2 Savings Dividend Rate
2022 7.03 %
2021 6.00 %
2020 6.12 %
2019 7.23 %
2018 7.41 %
2017 8.11 %
2016 7.43 %
2015 5.34 %
2014 4.69 %
2013 4.58 %
2012 4.67 %
2011 4.63 %


The Pag-IBIG MP2 Savings is open to active Pag-IBIG Fund Members. According to their FAQ page, the program is also open to former Pag-IBIG Fund members which means if you are a pensioner or a retiree but as long as you have other source of income for you to be able to make a deposit and with at least 24 month worth of savings before retirement, you could still be eligible to join the Pag-IBIG MP2 Savings program.

This Online MP2 Calculator tool is meant to encourage citizens to take advantage of Pag-IBIG Funds' MP2 Savings program by providing estimates of total interest earned and possible end balance for a fixated regular deposits and compounding interest. As of this writing, this calculator can only compute for earnings on a fixed estimated rate based on a regular monthly deposits. Stay tuned for further updates as we try to give you a more comprehensive tool to aid on your investment calculations. We still thrive to give you a better tool for such needs and would gladly appreciate any fruitful comments and/or feedbacks to get the discussion going. 

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